When do you use a covering or speculative letter?

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Use a covering letter when you’ve been asked to send your CV or you are sending a completed application form for a job that has been advertised.

Use a speculative letter when you want to contact a company that hasn’t advertised any vacancies. You may like to do this if there is a company you’d really like to work for. You can send your CV with it.

Use a letter of application when you've been asked for one. This is often a longer letter that includes important information normally listed in a CV.